The totally crapola thing about other programs is that every time you need a new piece of information, you have to buy another product. You end up spending more on information products than you do on your mortgage, most of them sitting unread in a folder somewhere on your ‘puter. It’s total overwhelm + not so pleasant on the credit card balance. I’d rather you keep your moolah + put it towards something of true meaning for you (whether that’s be taking care of your family, buying unicorn sweaters on Etsy, building your empire or becoming a philanthropist).